Melio

Melio

payments

Melio is a business payments platform that helps small businesses pay vendors, manage accounts payable, and send and receive payments online via bank transfer or credit card.

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100+

100+ Reviews

Users Claimed This Deal

User

80K+

Founded

2018

HQ

New York City

Employees

300+

Pricing
Go
$0
Core
$25
Boost
$55
Unlimited
$80
Last Updated On
2026-01-20

Product Overview

Melio is a modern accounts payable platform designed to simplify how small businesses pay vendors and manage cash flow. It allows users to send payments via bank transfer or credit card, even when vendors only accept checks, while offering centralized bill tracking and approvals.

Rating Breakdown
Ease of Use
5/5.0
Features
4/5.0
Value for Money
5/5.0
Support
5/5.0
Performance
5/5.0
5.0
Based on 890 Reviews
Pros
Free core platform for ACH payments
Pay vendors by credit card or bank transfer
Easy QuickBooks integration
Simple approval workflows
Cons
International payments limited compared to enterprise tools
Credit card fees apply
No full accounts receivable module
Not designed for very large enterprises
Best Use Case
Small Business Bill Payments
Pay vendors and manage bills from one online platform.
4.5/5.0
Cash Flow Management
Use credit cards to extend payment terms and manage liquidity.
4.6/5.0
Accountant Client Payments
Manage and pay bills for multiple clients efficiently.
4.5/5.0
Vendor Payment Automation
Automate approvals and outgoing payment workflows.
4.7/5.0
1099 Vendor Reporting
Generate tax reports for vendor compliance.
4.5/5.0
Frequently Asked Questions
Melio is used for paying vendors, managing bills, and handling accounts payable online.

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